Austbrokers Life Solutions Insurance

Mix and match Death Cover, Income Protection, Serious Illness, Redundancy and Kids cover in one simple policy

  • Flexible cover with one policy covering multiple benefits

  • Single or joint policy option for you and a partner

  • Apply online or over the phone and get a decision immediately

  • Get a quote in minutes - no medicals necessary at application

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What is Austbrokers Life Solutions Insurance?

We all want to protect ourselves and our loved ones from financial hardship. Austbrokers Life Solutions Insurance makes it easy to help protect yourself and your partner. Now you can bundle Death Cover, Income Protection Cover, Serious Illness and Kids Cover – with the cover amounts and features that you want – in the one simple, easy to manage policy.

It’s easy to apply online and no medical tests are required at application. Read on for the features and benefits of the Austbrokers Life Solutions Insurance.

What are the advantages?

  • Ability to bundle multiple benefits such as Serious Illness cover for added protection.
  • Simplified application process for busy people
  • Automatic decision in minutes

What do you get with Austbrokers Life Solutions?

Cover for you if you become terminally ill or for your loved ones if you are no longer around.

We've got some great features

  • Maximum cover amounts up to $2 million

    You can choose a cover amount from $50,000 all the way up to $2 million.

  • No age limit at claim time

    We don’t think it’s fair to impose an age limit on when you can claim. Instead of your policy expiring on your 99th birthday as some life insurance products do, Death Cover under Austbrokers Life Solutions never expires no matter what age you reach provided your policy is current at claim time.

  • Our Promise Benefit

    We’ll make a $10,000 payment to your nominated beneficiaries or your estate if you die. This can be used to assist with the cost of funeral or other expenses and is usually paid within 2 business days of receiving the necessary claim requirements.

  • Plus all of the following benefits also apply

  • Early payment for terminal illness

    If you are diagnosed with a Terminal Illness by a registered doctor in accordance with the policy, we will advance your full Death Benefit, helping you to arrange your financial affairs.

  • Easy claiming

    Simply call us on 1300 161 635 (Mon – Fri, 8am-8pm AEST) and we will then send you a claim pack with full details of the documents we require.

  • Nominate up to 5 beneficiaries

    These are the people who will receive your death benefit if you die.

  • 24/7 cover

    Feel confident knowing you have cover in place.

  • Want to know more?

    This is just a summary of the benefits offered through Austbrokers Life Solutions. For full details about what is and isn't covered, when you may or may not be eligible for a benefit, waiting and no-claim periods, and payout limits and exclusions, check the PDS.

Cover for you if you are unable to work due to illness or injury.

We've got some great features

  • Cover up to 75% of your income (maximum monthly payment of $20,000)

    If you are working more than 20 hours per week and become ill or injured; with no restriction on how payment is spent.

  • Choose between different payment periods

    Choose to get paid out for 12 months, 5 years or up to age 70 for most occupations.

  • Choose your own non-payment period

    You can now choose between a 30 or 90-day non-payment period (also known as a waiting period) to suit your budget and circumstances.

  • Cover for longer

    Provided your cover has not ceased under the terms of the policy, we will renew your policy every year until your 70th birthday, even if your health changes.

  • Cover for if you’re working and for if you’re not

    As well as offering cover for those working, we also cover those currently not working or who work less than 20 hours a week up to a maximum of $5,000 per month.

  • Plus all of the following benefits also apply

  • Optional Redundancy Benefit

    If you are working more than 20 hours per week and take out Income Protection Cover, you also have the option to add Redundancy Cover from $1,000 to $4,000 per month which could help protect your lifestyle whilst you are looking for work.

  • No medical test at application

    Apply in minutes and get an immediate result. All you need to do is answer a few simple questions.

  • Easy claiming

    Simply call us on 1300 161 635 (Mon – Fri, 8am-8pm AEST) and we will then send you a claim pack with full details on the documents we require.

  • 24/7 cover

    Feel confident knowing you have cover in place.

  • Want to know more?

    This is just a summary of the benefits offered through Austbrokers Life Solutions. For full details about what is and isn't covered, when you may or may not be eligible for a benefit, waiting and no-claim periods, and payout limits and exclusions, check the PDS.

Lump sum payment if you die or suffer one of the Serious Illness listed conditions.

  • Up to $350,000

    Choose a cover amount ranging from $25,000 all the way up to $350,000 for a listed condition or upon death.

  • Cover until age 70

    Unless stopped earlier, you’re covered for Serious Illness until your 70th birthday.

  • Over a dozen conditions covered

    Including cancer, heart attack, stroke, coronary bypass, paralysis, Parkinson’s disease and Alzheimer’s disease. For the full list please see section 4.4 “Serious Illness Cover” in the PDS.

  • Large Sum Insured Discount

    Save 5% for $300,000 or more.

  • Flexible premiums

    Choose between Stepped or Level premiums

  • Plus all of the following benefits also apply

  • Easy claiming

    Simply call us on 1300 161 635 (Mon – Fri, 8am-8pm AEST) and we will then send you a claim pack with full details of the documents we require.

  • Nominate up to 5 beneficiaries

    These are the people who will receive your death benefit if you die.

  • 24/7 cover

    Feel confident knowing you have cover in place.

  • Want to know more?

    This is just a summary of the benefits offered through Austbrokers Life Solutions. For full details about what is and isn't covered, when you may or may not be eligible for a benefit, waiting and no-claim periods, and payout limits and exclusions, check the PDS.

Also known as Trauma Cover

Kids cover provides a lump sum payment to help with expenses while your child recovers, or in the event of death.

  • $25,000 lump sum per child

    There’s no need to select a specific level as we’ll pay a lump sum payment of up to $25,000 depending on the event that occurs.

  • 18 conditions covered

    Including blindness, deafness, cancer, encephalitis, meningitis, severe burns, meningococcal disease and serious accidental injury. For the full list please see section 4.7.1 “When can you claim a payment” for Kids Cover in the PDS.

  • $500 Fracture Benefit

    We’ll pay you a lump sum payment of $500 for each fracture of the arm, leg or skull the injured child suffers, up to a limit of 10 while the cover is active.

  • Cover until age 21

    Unless stopped earlier, your child is covered until he/she turns 21 years old.

  • Add as many children as you like

    As long as they meet the eligibility requirements, there’s no limit to the number of children you can choose to cover.

  • Plus all of the following benefits also apply

  • Easy claiming

    Simply call us on 1300 161 635 (Mon – Fri, 8am-8pm AEST) and we will then send you a claim pack with full details of the documents we require.

  • 24/7 cover

    Feel confident knowing you have cover in place.

  • Cover for inflation

    At each anniversary you’re able to increase your benefit level in line with the indexation factor that year. If you choose to accept this increase, we’ll recalculate your premium to reflect the new level of cover.

  • Want to know more?

    This is just a summary of the benefits offered through Austbrokers Life Solutions. For full details about what is and isn't covered, when you may or may not be eligible for a benefit, waiting and no-claim periods, and payout limits and exclusions, check the PDS.